Company credit check Anchorage

Mortgage lenders will company credit check Anchorage use these scores when considering you for a loan. A low score can hurt your chances of getting approved for the loan, and it may cause the lender to assign a higher interest rate as well. With that company credit check Anchorage introduction out of the way, company credit check Anchorage let me get back to the personal story I promised to share. This story illustrates why it's so important to check your credit reports before buying a home. My wife and I have been through the home-buying process several times in the company credit check Anchorage past, so we are very familiar with it.

We realize the importance of keeping a clean credit history. So we checked our credit reports and scores before getting pre-approved for a mortgage loan. Sometimes you can have negative items on your credit report that you never even knew existed. free instant credit report online We checked all three of our reports through AnnualCreditReport.com, which is the website I recommend using.

I recommend this website because it is the only one that is regulated by the federal government. This is the official website for obtaining your free credit reports company credit check Anchorage from all three reporting companies. If you go anywhere else, they will probably try to sell you some kind of credit-monitoring or identity-theft protection service. If you only want to check your credit reports, you should do it through the website mentioned above.

When I checked my company credit check Anchorage reports, I was happy company credit check Anchorage to find that there were no negative items on any of them. free credit report and score online This means that no one has company credit check Anchorage ever reported me for late payments, unpaid debt obligations, etc. It shows mortgage lenders that I have a history of paying company credit check Anchorage back my debt obligations.

Obviously, this is something the lender wants to know.

And even if they company credit check Anchorage don't review the individual line items in my credit reports, this positive trend will show up in my credit score. In fact, your payment history affects your FICO credit score more than any other single factor. For example, my Equifax report said my payment history was very good. Some of my other categories were labeled as above average.

But when I checked my Equifax company credit check Anchorage credit score, I found company credit check Anchorage that it was in company credit check Anchorage the excellent category. It was close to 800, which is an excellent credit score by any measurement. check credit score online I just want you to company credit check Anchorage know how important your payment history is when it comes to your FICO score. I was rated as above average in other categories, but my company credit check Anchorage payment history got a higher rating of very good.

This lifted me up company credit check Anchorage to the excellent credit-score range.